swindler
Well-known member
- Joined
- Sep 11, 2023
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- My Lincoln
- 2024 Nautilus R2H
I just thought I would mention my encounter with the dealer discussing payment. I had not provided a down-payment of any kind for the pre-order.My dealer didn't ask for anything in the way of a downpayment when I placed my order and accepted a personal check for the downpayment when it was released to me. The only order downpayment request was when I ordered my 1st of 5 vehicles from them.
Peter
The dealer said they could deal with a personal check as high as the total cash value of the vehicle. They would need to run a credit check, but that was the only hindrance. I was considering a 'cash' payment since their interest rate was only as low as 6.9%, but they said they'd do as low as 2.9% for 36 months, so I think I'll go that route instead.
Also, he said they would do a direct bank transfer using routing numbers, but it would take longer to get approved.
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