Are you kidding me???

[Jewopaho]

First, I hope that you'll make a full recovery. If there's a positive to this, being rear-ended beats the hell out of being t-boned or hit head-on. My thoughts are with you.

Thinking of the financial aspect, the accident is certain to seriously diminish the vehicle's value. From a dollars-and-sense point of view, totaling it will benefit you more. As good as today's body shops are, chances are your Corsair will never be quite the same. There's more than cosmetic repairs involved, and you're better off overall to replace it. Whatever you do, don't accept the adjuster's first (or even second or third) offer, a total loss notwithstanding. The company's objective is to get away with as little as possible, the diametric opposite of your position. We're all rooting for you here. I wish you well.

 

[GapBoyPCS]

I'm glad to hear you and your spouse are okay. Your vehicle did what it was supposed to - protect you and your occupant from great harm. With winter and everyone still running short-staffed and the pandemic, the insurance process may take a bit longer. Make sure you take time for yourself in recovering.

As for that Toyota, it looks like a Yaris hatchback.

 

[syl]

First, I hope that you'll make a full recovery. If there's a positive to this, being rear-ended beats the hell out of being t-boned or hit head-on. My thoughts are with you.

Thank you, and yes, I immediately thought (well, ok, maybe not *immediately*) of JB IN AZ, who was on the receiving end of a t-bone collision. That clearly was a much worse collision than what I suffered.

Thinking of the financial aspect, the accident is certain to seriously diminish the vehicle's value. From a dollars-and-sense point of view, totaling it will benefit you more.

I realize that, but when you have *exactly* the vehicle you want, because you did a lot of homework and preparation in order to get *that* vehicle, there's more to the equation than simply overall resale value.

As good as today's body shops are, chances are your Corsair will never be quite the same.

If they do repair it (we still haven't heard either way), I'll gladly pay out of pocket to *then* have a Lincoln dealership give it a thorough going over and let me know *how* well it's been repaired. On the one hand I would like my car back, but on the other hand, I want it to be as good as it was, even if that means it spends time being repaired by the dealership after being repaired by a body shop (I do fully expect that there's more than cosmetic damage, and that a body shop alone won't be sufficient to properly repair this). The outcome of that *might* mean I need to battle with the insurance company to cover the costs of further repairs, but that's something I'll have to address if we even get there.

 

[syl]

Rest in peace, Commander Corsair. You were beautiful and you served well in your much too short lifetime ...

I got the call this morning. The car is a total loss. Given that this was a rear-end collision, from a much smaller vehicle, and that the insurance company would not have been quick to write off a vehicle with replacement cost coverage that is only a year and half old, that does say a lot about how fast the smaller vehicle was traveling, and how hard it hit.

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[Action]

The job of the insurance company is to make you whole from prior to the accident.

That covers more things than just a new ride. You have been greatly inconvenienced! I would expect that you will get compensated for all of that.

Action

 

[silverydragon72]

Sorry to hear that. Good luck in getting a replacement and hope you are recovering well from the incident.

 

[JB IN AZ]

Sorry to hear this @syl However, as I mentioned, this does not surprised me. Did they tell you the amount of the repair estimate? I hope they give you a good amount for the total, allowing you to replace it. I was pleased with the amount I received for my totaled Corsair.

 

[JB IN AZ]

Rest in peace, Commander Corsair. You were beautiful and you served well in your much too short lifetime ...

I got the call this morning. The car is a total loss. Given that this was a rear-end collision, from a much smaller vehicle, and that the insurance company would not have been quick to write off a vehicle with replacement cost coverage that is only a year and half old, that does say a lot about how fast the smaller vehicle was traveling, and how hard it hit.

You know cars these days are designed to absorb the energy, which often causes more damage to the car...rather than to occupants. My wife and I are thankful, even with our numerous broken bones and on-going issues, that the car absorbed enough energy to allow us to survive the accident.

I hope the two of you are doing OK.

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[syl]

@JB IN AZ, I wasn't surprised either. It's not what I'd hoped, but I did vaguely expect it from the moment I first saw the damage. They didn't give me the amount on the estimate, but we do have replacement cost coverage, so they're buying us a new car either way.

@Action, I live in Canada. Private insurance will cover replacement of the vehicle (or would have covered repair), and in the meantime they're covering the rental car we have. Public insurance covers my hospital visit, and the ambulance ride there, and the taxi home and to the car rental place, plus any portion of medication that isn't already covered from my employer's health insurance. Oh, and they'll cover physical therapy to recover from injuries.

The inconvenience, and the pain, and the psychological hurdles I have to get past to continue driving, are all on me. I would love to be awarded some indemnity for "pain and suffering", of course, but it just doesn't work that way here. In fact, in the province where I live (this is the only jurisdiction I know of that has this) there is a "no fault" condition on automobile insurance, which means that the fellow who drove into the back of three lanes of stopped traffic, claimed he didn't see the car he hit, totalling both his own and mine, is not considered personally liable at all. Sure his insurance premium will be affected, and he will likely find his next driver's license is more expensive than the last one, but that's it.

 

[kingdre]

@JB IN AZ, I wasn't surprised either. It's not what I'd hoped, but I did vaguely expect it from the moment I first saw the damage. They didn't give me the amount on the estimate, but we do have replacement cost coverage, so they're buying us a new car either way.

@Action, I live in Canada. Private insurance will cover replacement of the vehicle (or would have covered repair), and in the meantime they're covering the rental car we have. Public insurance covers my hospital visit, and the ambulance ride there, and the taxi home and to the car rental place, plus any portion of medication that isn't already covered from my employer's health insurance. Oh, and they'll cover physical therapy to recover from injuries.

The inconvenience, and the pain, and the psychological hurdles I have to get past to continue driving, are all on me. I would love to be awarded some indemnity for "pain and suffering", of course, but it just doesn't work that way here. In fact, in the province where I live (this is the only jurisdiction I know of that has this) there is a "no fault" condition on automobile insurance, which means that the fellow who drove into the back of three lanes of stopped traffic, claimed he didn't see the car he hit, totalling both his own and mine, is not considered personally liable at all. Sure his insurance premium will be affected, and he will likely find his next driver's license is more expensive than the last one, but that's it.

Lawyer UP! Of course, depending on where you live, you will be FLOODED with attorney advertisements. I've been through it three times I believe. If I can help along the way with my experience, I will.

 

[NewOwner2021CorsairResve]

It really hurts me to post this ... in more ways than one ...

It really doesn't compare to the crash in November suffered by JB IN AZ, but it's the worst that I've been in ...View attachment 12677View attachment 12678

What the photos don't show, unfortunately, is that what we're looking at is the tail end of three lanes of traffic slowed to a crawl and stopping. By the time I took the photos, though, I think it had been moving again. I'm led to believe that there was a snow-clearing operation ongoing some distance in front of us. The nearest car behind us at the time we reached this spot, was a fair distance away. The next thing I knew, I heard a very brief skid, and then impact. The driver of that vehicle got out with minor scrapes, I'm told.
View attachment 12679

It may not be obvious, but that car is perpendicular to the traffic flow, having hit at what must have been close to highway speed. The driver told me he "didn't see" my car. There are three lanes of traffic *stopped* (picture all the brake lights you're looking at when you approach such a situation), and you *didn't* see the big bright red car with flashing hazard lights??? The police officer did tell me that there was some question of whether the fellow had fallen asleep at the wheel ... and that they'll investigate his cell phone activity around the time of the crash ...

The Corsair was taken away on a flatbed style row-truck, and my spouse and I in an ambulance. Minor injuries only, though, and we were home some hours later. I do have a concussion and whiplash, and my spouse has nothing more than an existing injury being aggravated.

On the plus side, the Corsair had disabled the fuel system, and though I tried to restart the car (that's how I know it was disabled), I didn't have all my marbles sufficiently in order to (even see, let alone) follow the onscreen instructions for restarting the car. I would have tried moving it off to the side, but in hindsight, I think it was best left where it was. And the Corsair contacted emergency services immediately. I honestly didn't think I would ever need that function.

It's up to the insurance company now. We've let them know that if this can at all be repaired, that's what we'd prefer, because we do love this car. I don't think an adjuster has actually seen it yet, and I do think that there's more damage than is immediately visible (for example, my seat back was reclined quite a bit further *after* the crash than my normal driving position; will an insurance adjuster even think to have that checked and repaired?)

I'm off now to take more pain meds and get some sleep.

How sickening! Hope you and your wife are recoverying.

 

[syl]

How sickening! Hope you and your wife are recovering.

Thank you. We're certainly getting better. She mostly came out unscathed, and I'm currently on my second day mostly pain free. The worst part, at this point, is the notion of needing to replace our car at *this* point in time, with supply shortages, lack of dealer inventory, etc. and the fact that some (admittedly *minor*) details that made the 2020 Corsair particularly elegant have since been removed. In the grand scheme of things, given how hard the other car hit, we were pretty lucky. Folks here have been wonderfully supportive.

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[syl]

Thank God y'all were some what okay. Can you tell us if the safety features that are in the Corsair helped with keeping you from experiencing worse injuries? I will pray for y'all as you heal and recover from this horrible accident.

I only just now saw this one. Sorry. Um ... I'd say that the safety feature that did kick in, before we were able to get ourselves together, was the automated call to 911. Other items, I'm afraid I don't really know for sure (the fuel cutoff engaged, and I think that was good). No airbags deployed, but based on how this crash happened, I think that was the right thing. I suppose that I feel that the head restraint (with the way they're currently now all tilted forward quite a bit, though I realize that's government mandated, not manufacturer preference) *caused* the concussion injury, but probably reduced the severity of whiplash in the process. The seat back reclining as a result of the crash might have been part of the design (or else the seat itself suffered some damage, but probably absorbed some of the crash energy in the process). Some good, some bad, but overall, given that my spouse was barely hurt at all, and that I didn't suffer *worse* injury, more good than bad.

 

[kingdre]

I only just now saw this one. Sorry. Um ... I'd say that the safety feature that did kick in, before we were able to get ourselves together, was the automated call to 911. Other items, I'm afraid I don't really know for sure (the fuel cutoff engaged, and I think that was good). No airbags deployed, but based on how this crash happened, I think that was the right thing. I suppose that I feel that the head restraint (with the way they're currently now all tilted forward quite a bit, though I realize that's government mandated, not manufacturer preference) *caused* the concussion injury, but probably reduced the severity of whiplash in the process. The seat back reclining as a result of the crash might have been part of the design (or else the seat itself suffered some damage, but probably absorbed some of the crash energy in the process). Some good, some bad, but overall, given that my spouse was barely hurt at all, and that I didn't suffer *worse* injury, more good than bad.

Im still grateful after reading it again.

 

[syl]

Well, we've researched current options, and quite frankly, for our purposes, budget, and collective preferences, we're going with another Corsair Standard. We have an appointment in the morning with the dealer to order it. My spouse would have preferred the GT for its plugin hybrid...ness, though she agreed that we weren't buying one if we couldn't test drive one. Of four different dealers, none had one available to test drive, so she gave in on that. We know we love the Standard.

In the meantime, since we know we're going to need to wait some months for the new Corsair, I headed to a used-car lot at another dealer, where they had a 2010 Ford Edge Limited available for what I consider a decent price (under $10K CDN, for a car that has no record of accidents, appears to have been well cared for, and does not appear to have been "staged" for selling (ie, the engine is indeed as dirty as a twelve year old engine might be, but with no apparent fluid leaks). Minor rust bubbling has begun in a couple of spots, but the car *is* twelve years old, and has lived its life in and around Montreal, where we have salt on the roads for nearly half the year, and potholes for much of the rest of the year. Underside looks quite good, with no obvious signs of repair (structural or otherwise). Minor rust in areas that have to be considered normal for a car this age in this area. The worst thing I could say about the car is that I likely wouldn't want to use those tires past this summer. But I'm expecting to trade the car in before winter starts again anyway.

I should have the temporary car by Thursday evening. I won't be surprised if I have to do some small repairs on it shortly after getting it (oh, and the headlights need polishing; this car *has* spent time parked outdoors in the sun), but I'm ok with that. It doesn't seem to me to require any major repairs.

 

[JB IN AZ]

Sounds like a good plan, @syl ! This is probably what I should have done after our accident. Oh well...

Not to hijack your thread, but I hope to trade my Highlander in on an Asher Gray '22 Corsair Reserve 1 tomorrow!

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[NewOwner2021CorsairResve]

Sounds like a good plan, @syl ! This is probably what I should have done after our accident. Oh well...

Not to hijack your thread, but I hope to trade my Highlander in on an Asher Gray '22 Corsair Reserve 1 tomorrow!

I hate to hijack yours but congrats! I love new cars! Asher Gray was my 3rd choice color. Iced Mocha 2nd but my 1st true love Silver Radiance.

 

[kingdre]

Well, we've researched current options, and quite frankly, for our purposes, budget, and collective preferences, we're going with another Corsair Standard. We have an appointment in the morning with the dealer to order it. My spouse would have preferred the GT for its plugin hybrid...ness, though she agreed that we weren't buying one if we couldn't test drive one. Of four different dealers, none had one available to test drive, so she gave in on that. We know we love the Standard.

In the meantime, since we know we're going to need to wait some months for the new Corsair, I headed to a used-car lot at another dealer, where they had a 2010 Ford Edge Limited available for what I consider a decent price (under $10K CDN, for a car that has no record of accidents, appears to have been well cared for, and does not appear to have been "staged" for selling (ie, the engine is indeed as dirty as a twelve year old engine might be, but with no apparent fluid leaks). Minor rust bubbling has begun in a couple of spots, but the car *is* twelve years old, and has lived its life in and around Montreal, where we have salt on the roads for nearly half the year, and potholes for much of the rest of the year. Underside looks quite good, with no obvious signs of repair (structural or otherwise). Minor rust in areas that have to be considered normal for a car this age in this area. The worst thing I could say about the car is that I likely wouldn't want to use those tires past this summer. But I'm expecting to trade the car in before winter starts again anyway.

I should have the temporary car by Thursday evening. I won't be surprised if I have to do some small repairs on it shortly after getting it (oh, and the headlights need polishing; this car *has* spent time parked outdoors in the sun), but I'm ok with that. It doesn't seem to me to require any major repairs.

That Edge has been VERY reliable in my experience. I know someone with the Lincoln MKX, which is the Ford's Edge under the Lincoln name.

 

[syl]

Well, we've researched current options, and quite frankly, for our purposes, budget, and collective preferences, we're going with another Corsair Standard. We have an appointment in the morning with the dealer to order it.

After all that, while at the dealership, I had a really good look at the option packages for the Corsair, and it turns out that on the standard, some things are no longer available, or they're now available only in a package we don't want, or in one case, the necessary package isn't available if you get another package.

That, for example, left me needing to choose between a leather-wrapped steering wheel (available only in the "premium" package, with other options we don't care for) or a *heated* steering wheel (available in the elements package, which can't be purchased with the premium package, and vice versa). The leather wrapped steering wheel in 2020 was standard on all trim levels, and did not interfere in any way with the elements package, either at purchase time, or in actual use.

So ... we ordered a Corsair Reserve instead, packaged up so that it as closely matches as possible (modulo the decontented items like the temperature displays in the center console) the Corsair we so loved, *plus* I'll get the fog lights I was intending to add myself. We also had the dealership order the engine cover and hardware from the 2020. I'm not sure if they'll install it for us or just hand it over with the keys, but I'll certainly be glad to install it myself if necessary.

We're expecting to pick up the 2010 Edge tomorrow (from a different dealer). The Ford/Lincoln dealer has ordered necessary parts to address a couple of outstanding recalls for it, and they'll let me know when those are available.

 

[Action]

Any idea of when you will get your new car?
Will it be as long as the fall?

Action