My wife found a hole in one our running boards. Clearly something hit it but what, idk. It could've been at the tire shop (what im leaning towards) or the car wash. What should my next steps be? I want to get it fixed, but i dnt want to pay a 500 deductible for a hole in the running board. Also, I do t think either the tire shop or car wash will take responsibility for it since its been a couple of days.

